The cost-of-living crisis has profoundly shaken our confidence in our ability to manage our finances well. As adults we are all on a steep learning curve educating ourselves about the best ways to cope with mortgage rates, credit card bills and even simple daily shopping. Logically therefore we need to equip our young people too, so they can better understand and survive in this new reality. Perhaps we should look on this new challenge as a wake up call for us all. It has made us look again at our “entitled” mindset and the lifestyle choices we make without properly factoring in the cost. If we are honest, we have probably unconsciously passed these values on to the next generation